Liability Insurance Shopping

Discussion in 'Business Operations' started by Xcellent Lawn, Mar 6, 2005.

  1. Xcellent Lawn

    Xcellent Lawn LawnSite Member
    Posts: 38

    I am shopping for Liability Insureance what are some of the figures you are paying. My busienss is 95% residetial mowing accounts, How much liability do I need. Any suggestions would be great work in lower michigan.
     
  2. HOOLIE

    HOOLIE LawnSite Gold Member
    Posts: 3,981

    See if Erie Insurance operates in Michigan. They always seem to be the lowest priced. $1 million in liability for $295/year.
     
  3. Jerry and Sons

    Jerry and Sons LawnSite Member
    from Pa
    Posts: 249

    Erie is the best they have taken care of me very well . I have 2 mil, 2 mil agg for 370 for the year. good luck
     
  4. eruuska

    eruuska LawnSite Senior Member
    Posts: 454

    Ditto what everyone else said. I just got a quote from them for 500k, 1Mil aggregate, with pesticides, for $330.
     
  5. jimslawns

    jimslawns LawnSite Senior Member
    Posts: 283

    do you all have a website for Erie Ins, I googled it and am not sure I have the right one.
     
  6. tiedeman

    tiedeman LawnSite Fanatic
    from earth
    Posts: 8,745

    I know what you mean. I wanted to look into Erie before but I could never find information about them
     
  7. Jerry and Sons

    Jerry and Sons LawnSite Member
    from Pa
    Posts: 249

    my agent is in Pa (215) 579-9565
     
  8. tiedeman

    tiedeman LawnSite Fanatic
    from earth
    Posts: 8,745

    thanks for the number. I am going to have to give them a call up. How are thing in regards to customer service, returning phone calls, etc?
     
  9. Jerry and Sons

    Jerry and Sons LawnSite Member
    from Pa
    Posts: 249

    i have not had any claims as of yet (knock on wood) but they do return my phone calls proptly or answer my question right on the spot. I have requested multiple copies of my certificate of Ins. mangement companies have received them without delay.
     
  10. justcutz

    justcutz LawnSite Member
    Posts: 6

    I checked into Erie and they do not service New Hampshire. Any other suggestions? Also if anyone is from my neck of the woods, what coverage do you get and for what cost?
     

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