liability insurance

Discussion in 'Turf Renovation' started by lawn guy ny, May 27, 2008.

  1. lawn guy ny

    lawn guy ny LawnSite Member
    Posts: 2

    i have been in biz for 9 years and am now only doing less than 20 residential properties a week .i have had a general contractor's liability policy i do not plow . and am paying for insurance coverage for 12 months. any one got any ideas to deduce this cost .i m thinking of going with out.................
     
  2. BillyRgn

    BillyRgn LawnSite Member
    Posts: 248

    plowing's general liabilty would be seperate, at least mine is, the only way to probally lower what you pay is to reduse your coverage (i.e. if you have 5 mil for coverage, have it lowered to 1 mil) and the only other thing i can think of is to raise your deductable, (i.e. if it is 500 now raise it to 1,000 or 1,500) the only thing is now most incident's will come out of your pocket, and the insurance will only take care of the larger things.
     

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