I know this has probably been asked many times but I really need some help here. I have put off insurance for too long now and i am ready to make the move to becoming a legit organization which means licenses and insurance to start. Can anyone tell me what the standard insurance requirements are when bidding commercial. I know "Standard" is a term that is never "Standard" however looking for an average. I can always adjust up as situations require it. Looking for specifics as far as coverage. $ Amounts. I also need workers comp. for two employees. And if possible about the going rate per year and maybe an agent or company to call that you have had good dealings with. Thank you very much for whatever you can help me with. Hopefully next spring I will be able to do this as a full timer. Currently working full time job and landscaping after 5 and on weekends. Working till dark most nights and beginning at 6am on Sat and Sunday till dark on weekends. Starting to get too me a little. I am sure you've all been there.