I just got finished with my apointement and it didnt go so well. I had a meeting with a non-profit organization called Score. Its a group of retired business owners that counsal you through different stages of business. Rather then actually helping, The turn out was a group of rich, old, arrogent men. One was in realestate and couldnt stop mentioning how he doesnt feed his lawn cutters during the winter. For some reason, they werent taking me serious and gave me the title of "grass cutter" rather than seeing my ideas for future expansion. Ok, Last summer I got the name registered in my fathers name. He was going to claim the business and use my payroll as a tax right off since I didnt own anything. I have sence learned there is SOOO much more to owning your own business. I got my dad to get the transfer sheet notarized so the name will soon be mine. I have decided that I will go with LLC rather then sole proprietor for basic legal, law suite protection. NOW, I have the papers for the name ready to go. After I get it registered in my name, Will they charge me to change it to LLC? After thats done, I will need a business license, fill out the form for tax I/D, Open a checking account in the business name, then add liability insurance.... Is that everything? Also, When you have an LLC, does this mean you dont need as much liability coverage? Sorry everything is so scrambled around, Answer the best you can.