Million dollar Gen. Liabilty for $850/yr?

Discussion in 'Business Operations' started by CURB APPEAL NC, Jan 24, 2005.

  1. CURB APPEAL NC

    CURB APPEAL NC LawnSite Member
    Posts: 118

    does this sound right?
     
  2. Drew Gemma

    Drew Gemma LawnSite Bronze Member
    Posts: 1,510

    not really I pay 480 for lawn maintance
    560 for landscaping
    insurance company separates them
     
  3. grassyfras

    grassyfras LawnSite Bronze Member
    Posts: 1,472

    I just got a quote for 6 something. Im a part-timer.
     
  4. clay duncan

    clay duncan LawnSite Senior Member
    Posts: 445

    i pay $150. a year at farm bureau.....
     
  5. Wells

    Wells LawnSite Member
    from SLC UT
    Posts: 0

    Yes....Its right in the ballpark.

    Clay, $150 for a million of liability? better recheck the policy...
     
  6. i_plant_art

    i_plant_art LawnSite Senior Member
    Posts: 558

    im in the 650 range this year which isnt too bad for this part of the country.
     
  7. CURB APPEAL NC

    CURB APPEAL NC LawnSite Member
    Posts: 118

    I also do pressure washing and they said it wouldnt cost any more to cover this but they would need to know how much money I would make a year @ each? didnt get into detail but If there going to cover that for the same price they mine as well throw in my painting that I sometime do?
     
  8. clay duncan

    clay duncan LawnSite Senior Member
    Posts: 445

    wells, i rechecked my policy and it is $150.00 annually. i was paying $130 a year for $300,000. i had to up my coverage to $1,000,000 recently for commercial work. i checked around and got quotes anywhere from $800 to what i am paying. i did have to move my auto policy to obtain a general liability with them though.....
     
  9. WLC

    WLC LawnSite Member
    from NE TN
    Posts: 80

    Clay,
    Who's your policy provider?
     
  10. clay duncan

    clay duncan LawnSite Senior Member
    Posts: 445

    wlc, its north carolina farm bureau mutual insurance company. they do have a $25. annual member fee. i have an auto policy, general liability and an inland marine policy(2 mowers and an atv) with them.
     

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