How can you get a good evaluation with just one picture?.....no way. I would prefer to "kick the tires" instead of writing a small check because it looks good on paper. I'd rather pay more up front for a machine that is in good condition, rather than buy a beat up low cost unit and dump a bunch of money into it that you will never get out.....speaking from experience here on that one! Debt is part of the game....if you could afford to buy a handful of these things would you be in this business or on the beach somewhere sipping margaritas? Handle your debt wisely, make it work for you, it is a good tool and necessary one.