I am a landscaper in florida and just decided to get into lawns. I just landed my first lawn for 120 per month. I am buying a brand new shiny red gravely 48" ztr. I have the truck and trailer, trimmer and blower. I was going to get used but I figured If your going to do it get something you know isnt messed up. Of course the cost of the loan for the mower will be what i will get from this one contract hopefully I will get more its been slow.