you are right, herler. however, I could use another account and if all went to plan, the money would be good for me. its not a lot to some but every little bit helps when you are a single man operation. i guess i just have to weather the storm as of now and see where it leads me. if things go astray, i dont have any qualms with cutting it off. I think its a mix of he just wants to save some cash, and he still wants to do something around his house even though hes partially disabled.