Guys quick question. I need guys that are gonna be full time employees. I'm estimating my costs of workmans comp., ss tax, state and federal unemployment will be about 30% of what I pay. So if I pay a guy $1000 I will be contributing $300.00? I tried to do a search but it wasn't really helpful. Also for you jersey guys what are your insurance coverages for auto and liability. What do you guys pay?