I was thinking about clients that fail to pay their lawn maintenance bill each year and the dilema of having to chase down your money through the court system and thought there must be a better way to collect. Then it dawned on me that you could always require new clients to keep a credit card on file with your company. Then if they try to get out of payment and stiff your company you could process the card for the amount owed. The same thing is required when you rent tools at Home Depot, rent a car, stay at a hotel, etc, etc. I think clients would be more willing to pay the final bill if they know your going to process payment through their card. Has anyone tried this before?