I am searching for GL and equipment insurance. Have tried 5 agents, the results for 1 mil.GL and $20k equipment $500 deduct.; 1)State farm( my agent for all my other ins) cant write new policies in FL. 2) Independent agent1- won't write for less than 5 employees. 3) Independent agent2- $1600.00 per year. 4) Independent agent3- $751.00 per year. Is it Florida or what, these prices seem high compared to prices I have quoted on this site. Thanks in advance for your input.