For those working lawn mtce only part time are you having a hard time getting liability insurance? If not who are you covered under. I tried to get added coverage through my now current Erie Insurance agent and he said they won't write a policy unless you can show 3 prior years of prior coverage loss results and you plan on operating full-time. Agent says Erie isn't interested. I have had two vehicles and home owners insurance through Erie and this agent for 5+ years and it appears it's time for a new agent and insurance company! Anyone have any suggestions?