Got my test results today. I passed both the core and the turf/ornamentals. Spoke with my insurance agent today to fill out the state issued insurance forms. She earlier told me my general liab. would cover pest. apps. When it came down to fill out the forms she had me to speak to the Cameron Mutauls corp. office and the man said that if I only spray cracks and some edges they would cover it. If were doing the whole yard we need to look elsewhere. Now I find that getting pest. insurance isn't like getting car insurance, nobody wants to touch it.