Pesticide Insurance in KY ???

Discussion in 'Pesticide & Herbicide Application' started by dmc456, Mar 10, 2004.

  1. dmc456

    dmc456 LawnSite Senior Member
    Posts: 384

    Growing my business this year to include pesticide applications. I'm have a hell of a time finding someone who will insure for mowing and pesticide applications. Once you say pesticide applications they are like, "no can do, call someone else".
     
  2. ParkerLawn

    ParkerLawn LawnSite Senior Member
    from KY
    Posts: 497

    Indiana Insurance Company
     
  3. dmc456

    dmc456 LawnSite Senior Member
    Posts: 384

    Thanks, I'll try them.
     
  4. dmc456

    dmc456 LawnSite Senior Member
    Posts: 384

    They don't do Kentucky.

    Any other ideas.

    I have also tried:

    State Farm
    American Family
    Zurich
     
  5. work_it

    work_it LawnSite Senior Member
    Posts: 976

    I just got mine through Nationwide. $399 for $1 million liability for chem. and mowing. Just call out to the one on Bardstown Rd. (231-8229-talk with Charlee)and tell her you want the same coverage that I (Tim Brown) got. She'll help you out.
     
  6. ParkerLawn

    ParkerLawn LawnSite Senior Member
    from KY
    Posts: 497

    I live in Bowling Green, KY and have my insurance with Indiana Ins Company. Don't know where you got you info. Have used them for 4 yrs in KY.
     
  7. dmc456

    dmc456 LawnSite Senior Member
    Posts: 384

    Interesting, I called them this week and was told they won't do Kentucky. Sounds like I'll be calling them back.

    Thanks
     
  8. ParkerLawn

    ParkerLawn LawnSite Senior Member
    from KY
    Posts: 497

    Tell them I am in Bowling Green, KY and go through Center of Insurance and have their company as my carrier. If you like I can give the number to my agent and let you talk to her and maybe she can find someone in your area.
     
  9. dmc456

    dmc456 LawnSite Senior Member
    Posts: 384

    Nationwide saved me at least $500 on my $1Mil liability policy.

    Thanks for the tip.
     
  10. work_it

    work_it LawnSite Senior Member
    Posts: 976

    That's odd. I just got mine at the end of last month for $399/yr. Wonder why they would quote you so high? Are you a solo operator, or do you have employees? The only other factor that I could think of is if you do arborist work.

    Even at $500 they're still a lot cheaper than Farm Bureau who quoted me $1125/yr for the same coverage.

    Good luck with your search.
     

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