Poll: How did you pay for you Z?

Discussion in 'Lawn Mowing' started by brentsawyer, Nov 23, 2003.

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How did you pay for your Z?

  1. Pay(ed) in cash, wrote check for entire thing

    48 vote(s)
    42.5%
  2. Financed it in some form for any amount

    65 vote(s)
    57.5%
  1. brentsawyer

    brentsawyer LawnSite Senior Member
    Posts: 663

    Just looking through some posts where people said that they had 3 year-old Z's and it was nice not to have that monthly payment anymore and was wondering how many people take a loan of some sort to buy their Z's. Please, Don't vote if you don't have a Z
     
  2. greensideup

    greensideup LawnSite Member
    Posts: 63

    I take the 6 months no interest/no payment every time. I dont care what the interest rate is. I just divide the total by 6 & pay that amount every month. I buy in march & pay for it by august. SCOTT
     
  3. Stihl036pro

    Stihl036pro LawnSite Member
    Posts: 232

    I financed a Tiger cub in the spring when I did not have that much money. I sent a check in for the full amount in sept. I finanaced it with no payments for 4 months. Then when It was time to start making payments I cut them a check. They did'nt make any money off of me!
     
  4. brentsawyer

    brentsawyer LawnSite Senior Member
    Posts: 663

    If you went through Scag financing they made 2%, they just didn't tell you.
     
  5. NickN

    NickN LawnSite Bronze Member
    from Alabama
    Posts: 1,010

    Cash here.
     
  6. zmowing

    zmowing LawnSite Member
    from York,PA
    Posts: 85

    cash only (Sheffield never again)
     
  7. SamIV

    SamIV LawnSite Senior Member
    Posts: 324

    Bought my last one with 6 months interest free charge card. Transferred it to another interest free for the next 6 months, then paid it off at the end of the first year. Why pay interest?

    Sam
     
  8. GrassBustersLawn

    GrassBustersLawn LawnSite Senior Member
    Posts: 983

    I always write a check for my equipment. Can usually get an EXTRA 5% from the dealer since they don't have to monkey with credit card charges/wait for their money.

    Mike
     
  9. Mark P

    Mark P LawnSite Senior Member
    Posts: 352

    :) Ive paid cash for everypiece of equipment ive owned, My dealer gives me a really good deal by going that route......Marks Mowing Service ............... { 15yrs in Business }
     
  10. Envy Lawn Service

    Envy Lawn Service LawnSite Fanatic
    Posts: 11,062

    Cash or shorter term 'smart' debt as mentioned above. Just as a thought, Kubota was offering 0% for 36 months for a while there. That is smart debt, $10,800 out of the back pocket or 36 payments of $300. The payments help cash flow and holdings. But you must remember, a lot can happen over the course of 3 years.

    Cash, 6 months SAC or 12 months SAC is much better.
     

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