Is it really worth being in business for yourself. My father owns the company that I work for. We do well and have alot of nice equipment, toys I like to call them but at the end of the day is being self employed the answer. You have to pay your own health insurance and retirement plan and it is very hard to find good help. How are you really supposed to make over 40,000 a year in this business. It seems like you work countless hours working, then doing the bids, then you have to deal with customer complaints and then you have your dead beats that just don't want to pay. Do other owers go through this stress from time to time, or is it just me.