I know alot of everyone here knows this deal already, but for some of the kids (which probably don't read this part of the forum anyways) or others that get just get into this business..... Check with a different agent with your insurance from time to time, or at least use one that's got ties with multiple companies. I see alot of guys that just use Allstate, or State Farm, or the other national companies that you see names all over. At one point I was paying over $10k in insurance for 2 trucks (2003 / 2005 Dodge 2500), 3 trailers, equipment, $4M liability coverage, work comp. I now have it down to just over $5k / year for the same coverages. Last year I had it down to $8k, and my agent, who deals with 35 different companies, called me up and said that there's a company looking for commercial accounts, so he got me on board for $51xx / year. We're always looking for ways to cut expenses, so I just thought I'd pop this back to the top of the list if it's been posted before. Shop that insurance around.