Bottom line is this, to deal with slow payers, you need to be patient. Had we all started out correctly in the first place, slow payers wouldn't bother us AS MUCH. Sure, it sucks. Believe me I have had plenty. The reality of it is, had I been smart, or any kind of a business man instead of a technician or a lawn jockey, I would have purchased all of my equipment slowly over the years, had no debt and had $50,000 saved in the bank. Then, slow payers wouldn't matter so much. I almost went out of business because of the same thing. I was owed $55k over a 4 month period. All of our money was going to the employees and what bills we could afford. We did an analysis of where we really were with the business. It turned out, we were doing ok had we had our money but we figured that if we didn't save up and pay off debts that the business wold soon implode on itself. So over the winter we made some kick ass money on snow removal. Instead of spending it on us, my Typhoon or vacations, I paid bills. I was $65k in debt Aug of 2010 and as of about two weeks ago I am now $20k in debt. Not too bad. I feel so much better. Even though we aren't done, I am proving I can control myself and I have learned a very valuable lesson, debt and a lack of savings will KILL you!! Savings is important for moments such equipment failure, slow payers, unforseen issues, TAXES, etc.. I can't wait to ditch all of my debt, build savings and stop doing living by the seat of my pants. Sorry for the goofy response but, it does indeed reply.