As I understand, the money for any small business loans would come through the TARP money being repaid from the banking industry. For me, the obvious first issue is using these repaid money as a government slush fund. Rather than pay back the debt incurred when the TARP money was loaned, the WH has decided to have the money stop burning a hole in the government's pocket, rather give it out to others. But, I digress. Let's assume the TARP repayment monies are made available to the banks. As somebody says, the SBA really doesn't loan the money, rather banks actually loan the money. In this case, the source of the money is intended to come from repaid TARP. The first part of the sequence is that the banks accept the money to be loaned out to small businesses. From my reading of many stories this past few days, as well as pundits, this first step is never going to happen in any significant way. This means all the remaining steps for somebody to buy equipment are moot. There is no need to go that far with the discussion. The stopper is getting the money to the banks. The problem is the banks do not want to deal with the money from the TARP because it will come with far too many strings attached. The initial TARP was given to some banks that really needed it. In other cases, banks were forced to take the money, over their own objections. As banks gained balance sheets, they wanted to get the TARP money off their books ASAP, to get out from under the Feds wing. The banks intended for these procedures under the new plan for small business lending, are saying the same thing, "... thanks, but we don't want that money with all the provisions that come along with the cash." Rather than accept the money, and lend it out to small business owners, the banks so far are saying, "no," to such a plan. In other words, the speech on Wednesday night, and again Thursday, was paramount to political rhetoric. In reality, it isn't going to happen. Sure, it made for great press, but, actually, most likely very little money will flow down for small business lending. Not to politicize the issue, but the proposal was a facade without any backing or substance. What I'm saying, the likelihood of getting any added funds under a lending program from the Feds, funds for buying new mowers, is small to nothing, IMO. As for grants directed to lawn mowing, ... well, not so much. There may be a shot if you are making "green" products, but after "green," I'm doubting any money. Lawn mowing would be at, or near the bottom of the heap on priorities.