I am 16 and have been mowing grass for two or three years now and am growing i just had the oppurtunity to buy a guys buissness All accounts and Equipment. I am up to around 20 to 25 solid accounts plus school everyday keeps me busy so i have a buddy who helps me out sometimes when i am in a tight or need some extra help doing something. Anyway he is looking for more work and i am still growing so i am thinking about getting him to help me all the time. My questoin is since i am 16 and i am not officially a buisiness can and should i get insurance. I haven't really woried about it until now since i wanted to get full time help. If it were just me i wouldn't be woried about it, so what are everyones opinion on insurance in my situation?