I think some of us newbies are trying to start out too gung ho with equipment. I would urge you to not go out and buy the top of the line equipment before you have an acount. Ease into it, unless you have been a professional and know all the pros and cons. I learned that the hard way in real estate. Remember everything you buy has to pay for itself or it's not worth buying. I would rather use the modest tools I have that take more time than go bankrupt my first time out. I would also recommend reading the rich dad/poor dad books to all future businessmen. It has a lot of info on cashflow.