Taking Credit cards for payment

Discussion in 'Starting a Lawn Care Business' started by kevinlane, May 29, 2007.

  1. kevinlane

    kevinlane LawnSite Senior Member
    Posts: 347

    Anyone know how to set up credit card acceptance in the business? I currently only take checks and cash. However I would like take credit cards.
     
  2. sancho_man_orlando

    sancho_man_orlando LawnSite Member
    Posts: 216

    I take credit cards via pay pal. it's not cheap but sure is easy.
     
  3. nick-bigfootlawn

    nick-bigfootlawn LawnSite Member
    Posts: 106

    You can go through QuickBooks, or pretty much any merchant. They will try to sell you a terminal, but all you need is the ability for online credit card payment entry. I'd consult QuickBooks first and then go from there.
     
  4. echeandia

    echeandia LawnSite Bronze Member
    Posts: 1,131

    Go to your bank and tell them you want to set up a merchant account. I'm not sure that accepting credit cards is cost effective. Your bank will have all the info.
     
  5. Bigray

    Bigray LawnSite Member
    Posts: 140

    credit cards take a cut of whatever is charged.

    have you considered monthly dedit for your cust.
     
  6. kevinlane

    kevinlane LawnSite Senior Member
    Posts: 347

    The Bank is a good idea, I'll check into that, thanks Echeandia. How would I do a Monthly debit, Bigray?
     
  7. Albery's Lawn & Tractor

    Albery's Lawn & Tractor LawnSite Bronze Member
    Posts: 1,675

    Personally I think paypal is the better way to go. Your only fee is 3% per transaction (from what I remember). I currently use quickbooks merchant simply b/c thats who I use to do my billing but it's become too expensive ($40 per month plus a transaction %). I'll be canceling that real soon.
     
  8. Frontier-Lawn

    Frontier-Lawn LawnSite Silver Member
    Posts: 2,942

    its cheaper then the quotes i got from other cc processing company's
     
  9. GELAWNS

    GELAWNS LawnSite Member
    Posts: 66

    We just started with PayPal on our website and it was fairly easy to set up.
     
  10. MeadowsLawnCare

    MeadowsLawnCare LawnSite Member
    Posts: 192

    paypal is amazingly easy to setup, you can also take echecks, and bank transfers as well as paypal. Its 1.9-2.9% per transaction WITH NO MONTHLY FEES. For an additional $20 month you can take cc over the phone and in person. Paypal is designed for smaller businesses as well as large, I highly recommend it!
     

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