If you don't have employees or don't allow your employees to take draws then this thread isn't for you. But for those of you who do (and assuming you aren't paying under-the-table) then you've probably realized the accounting mess that a simple draw causes. If your doing your accounting properly, it's a PITA to account for each draw properly in your accounting program (e.g. Quickbooks) and then account for it properly AGAIN when you issue the paychecks. And if you've ever forgotten to account for it properly and then were later audited by the state or IRS (as I was) then you REALLY know what a PITA it can end up being. So finally, after years of issuing draw checks, learning how to account for them properly, etc. I finally just realized there's a much easier way. Now I just pay the employee cash and after he cashes his paycheck, he pays me back with cash. It's like a personal loan. No paperwork. No accounting. No forgetting to account for it and having to pay later in an audit. It's simple and works like a charm. I guess the only issue some of you might raise is what if the employee doesn't pay you back. Well, I've never had that happen in the last year or so since I've been doing it. But if they cash their check and then dash with your dough, I think maybe you have more problems than just the $100 or $200 you lost. You should have more loyal and trustworthy employees. If they can't be trusted paying you back $100 or so, why are you letting them drive your trucks around? Anyway, just thought I'd pass on this tip in case anyone else was having the same issue I used to with draws. If this isn't helpful, just disregard.