I posted this question in one other forum, but I was hijacking a thread, so to be fair to the poster in that thread, I am bringing the question up here, to see if I can get some feedback. Has anyone from the northern states used a temp agency to hire employees, and had good results? My problem, currently, I have 2 great employees that started working with me as young men with no family, very few obligations and a hell of a work ethic. Fast forward 5 years...now they both have girlfriends, truck payments, looking to get married, kids, need insurance, want vacation days, thinking about retirement.... I am looking into the health insurance, and retirement plans, I can afford to pay a few vacation, sick and personal days.... BUT, recently I was approached by one of my customers, who runs a temporary employment agency. She can put my guys on her books for the same hourly wage as I pay (will cost me about 17 cents more per hour. This includes her fees. She pays much less for workers comp, UE, and other taxes, due to her employing hundreds of employees, vs me employing 2 full time) AND she pays sick days, vacation pay, holiday pay (If they work, plow snow, etc on holidays, 2 checks that day-1 from her, 1 from me), matching 401K, and employees can buy into medical, dental and vision insurance. THE ONLY resistance I have come up against- She does not put employees on unemployment, therefore, in the winter, unless I have work for my guys, they would have to go to work for someone else that she lines up for them. Both of my guys are very against this. I feel, as a boss, I have to do what is right for the BUSINESS. Though I care alot for my guys and worry that they may quit, and I'll be in a bigger mess than I am in now. Anyone tried this with their employees? What results? Thanks in advance , Matt.