the check bounces......

Discussion in 'Lawn Mowing' started by bobbygedd, Nov 17, 2004.

  1. bobbygedd

    bobbygedd LawnSite Fanatic
    from NJ
    Posts: 10,178

    you get half down as a deposit for a job, that's scheduled to start next week. the day arrives, you go to the home, and begin work. you're only 30 minutes into the job, the cell phone rings. it's your wife. the mail just came, and in it was a notice from the bank that the check bounced. homeowner is not there, and you have no way of contacting them. do you A) stop, drop everything, take your tools and leave. B) continue working, you'll get it straightened out later.
     
  2. PLM-1

    PLM-1 LawnSite Bronze Member
    Posts: 1,640

    A) Don't screw with me and my money. Chances are the next check will bounce too!
     
  3. fga

    fga LawnSite Silver Member
    Posts: 2,449

    I'm so glad i have family members that work as managers at big name banks. i give them the check, and it goes through immediately. no wait. i would have seen this problem before hand.

    is this a current customer or a first time customer?
     
  4. Mo Green

    Mo Green LawnSite Bronze Member
    Posts: 1,487

    I would go with option A. If the bounced check is an accident, then I'm sure the customer would understand.
     
  5. lsylvain

    lsylvain LawnSite Senior Member
    Posts: 777

    I would keep on working and finish the job. Let them know their check bounced while I was working/before I finished just to let them know. I may get screwed and have to fight for the money, but usually people don't write bad checks on purpose, they are either screw up their math or their bank screws them. I had a check bounce last month because the bank charged me $30 for my checks instead of $15.

    If they didn't do it on purpose they will be impressed with my trust and understanding, pay me cash on the barrel, and call me for all their green needs for the rest of their lifes.
     
  6. Duramax99

    Duramax99 LawnSite Member
    Posts: 203

    Pack up, undue whatever you did and split. Go home and crack a cold one and wait for the phone call.
     
  7. tx_angler

    tx_angler LawnSite Senior Member
    Posts: 278

    Finish the job as it is surely an accounting error on either the homeowner or bank's part. Then I'd privately notify the homeowner his check was not honored by the bank and I planned on redepositing it. If it bounced a second time it's time to visit the district attorney's office and while I'm already at the court house i might just swing passed the clerk of courts office and visit with them for a few minutes. I don't know about Jersey (I left there in 1972) but here in Texas they really have no sense of humor when it comes to bad check writers.
     
  8. MMLawn

    MMLawn LawnSite Gold Member
    Posts: 3,569

    For me it depends on the "big picture". Is it a regular customer? If so a good one? If so do they pay on time normally? If so have they ever written a NSF check to me before? If so did they make it good at once? Is it maybe because of the New Check 21 Law and they forgot about that and thought it would be covered by say their pay check when it hit their bank, forgetting that that is now instant? How much is the check for? How much is the whole job for? Am I making a really good profit on it? How far I am willing to go on this?
     
  9. riches139

    riches139 LawnSite Senior Member
    Posts: 369

    With the new "check 21", you're going to see alot more bounced checks. So get ready for it.
     
  10. paponte

    paponte LawnSite Silver Member
    Posts: 2,366

    C.) Never start work before a deposit check clears.

    If they are eager for you to start work before a check will clear, they should me more than willing to give you cash or CC. :)
     

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