As far as default customers go, 2002 was my worse year. Previous to this year the mere threat of filing a lein or a complaint in small claims court was sufficient motivation for the deadbeats to pay up what was owed. In small claims court today, I walked out of the courtroom with a judge's order that the deadbeat will pay me the $540.41 cents owed plus $67.00 in filing fees. This is no guarantee I will get paid, but you can believe that if I haven't received a check by the tenth calendar day, on the morning of the 11th I will be filing an Abstract of Judgement collecting 10% on this property. That house won't be sold until I get paid. This service agreement was something I wrote up myself. We do this, you pay that. I love it when a plan comes together.