I am looking into a 21" for next season. I'm trying to decide who's got the better machine. Is it Toro or Honda? I mulch and will probably be bagging in the fall. Do you have to change blades when going from mulching to bagging? I'm looking at the big commercial ones, the Big Daddy's. I'm a Toro believer in mulching but what's making me think twice is my dealer isn't really all that great. I've got a better dealer for Honda. What's the wise choice here?