Truck insurance

Discussion in 'Business Operations' started by STRINGALATION, Mar 3, 2008.


    STRINGALATION LawnSite Senior Member
    Posts: 777

    qick question. does you company vehicle need seperate insurance from the business insurance.
  2. enviouslawns

    enviouslawns LawnSite Member
    Posts: 188

    Yes you need business liability, and then seperate insurance on teh veichle. like i pay 550 a year for 1million in liability and then i pay 189.00 a month for my trucks business insurance.
  3. VBsnow

    VBsnow LawnSite Member
    Posts: 241

    Some companies will allow a business use on a personal policy .They usually restrict the use of signs and employee drivers. However, the commercial policy, with propertitling of hte truck makes for one hell of a deduction. I don't know how much gas costs where you live but I use the mileage deduction to the max. Seperating your truck from you personally makes it easier and reduces your personal liability.

    STRINGALATION LawnSite Senior Member
    Posts: 777

    good to know, thanks

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