I am looking to hire my first employee, I am going to place an ad in the local paper and should be able to find someone. I have a few questions regarding employee fees and insurance and such. 1) Will I be paying in a lot of money towards social security, workers comp, etc? Say I pay $13/hr. will I be paying the social security and workers comp on top of that? 2) Do you have a company do payroll for you or is it done by your own company. If its done by your company do you have a software program to do so. 3) Can I have someone work for me as a subcontractor (1099) and be able to legally have them use my company vehicles and equipment. 4) If so do I have them under my insurance? Any knowledge regarding employees and these questions would be very useful!!