I find it totally UNBELIEVABLE how many so called landscapers in the state of Maryland are not properly LICENSED or INSURED. In MD it is required to have a MHIC# to do any kind of home improvements IE: any kind of hardscaping or landscaping. For some reason everybody who mows grass thinks they can just start doing design/build work. I don't get it. It is illegal to enter into a contract with a home owner to do any kind of home improvement work with out a MHIC#. If caught it is punishable under Maryland law with jail time and fines. Think a little bit lawn jockeys before you enter the construction arena.