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UPDATE on "Credit Cards"

Discussion in 'Business Operations' started by Gatewayuser, Feb 24, 2006.

  1. Gatewayuser

    Gatewayuser LawnSite Bronze Member
    Posts: 1,734

    I called the company today and asked if I could buy the credit card machine which I can for only $550. Now I won't have to pay anything per month and all it costs is 1.79% and $0.20 per swipe. I think now I am getting a good deal because if I don't use it then I don't pay. Thanks for all the help!
  2. olderthandirt

    olderthandirt LawnSite Platinum Member
    from here
    Posts: 4,900

    If you need to buy the machine go to ebay and buy it at 1/3 the cost
  3. MOOSE

    MOOSE LawnSite Senior Member
    Posts: 393

    Yes, go to ebay and get the machine. Your CRAZY if u go with them on the machine.
  4. Eclipse

    Eclipse LawnSite Bronze Member
    Posts: 1,149

    What do I need to look for when buying one on eBay. Who would I set up the service with after I purchased a CC machine on eBay? Thanks.
  5. lawnman_scott

    lawnman_scott LawnSite Fanatic
    Posts: 7,547

    I dont know how many times a month you will take a card, but I do about 15-20. I use the call in method. I just call the card in to an automated line. It costs me $7 per month, and 2.25%+35cents per transaction. At $550 that machine will take a very long time to pay for itself, actually will probably be broken or outdated by then.
  6. Eclipse

    Eclipse LawnSite Bronze Member
    Posts: 1,149

    That does not seem too bad. What company are you using?
  7. lawnman_scott

    lawnman_scott LawnSite Fanatic
    Posts: 7,547

    reliant processing service. I found them by doing a search on the internet.
  8. dsmrolla06

    dsmrolla06 LawnSite Senior Member
    Posts: 305

    One of the better ones i found was throught Lake City Bank.
    For virtual software it was a $45 setup, $15 month, $20 monthly minimum transaction fee, .10/transaction, and 3%/transaction. If your running around 40-60 transactions a month (only 10-15 a week) then i figured it was gonna cost around 3.5-3.8% to use it.
  9. Eclipse

    Eclipse LawnSite Bronze Member
    Posts: 1,149

    Thanks. I will check them out.
  10. nherweck

    nherweck LawnSite Senior Member
    Posts: 321

    I pay 14.95/mo processing, 1.74%swiped +.22. I can also call in transactions when I'm on the run for something like a quarter or two. there is NO monthly minimum And the terminal is FREE OF CHARGE! email me if you want more info! nherweck@fiveguysandalawnmower.com

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