Visa / Mastercard???

Discussion in 'Business Operations' started by HFS, Mar 26, 2007.

  1. HFS

    HFS LawnSite Member
    Posts: 44

    Attn: All Pros,

    Were looking at adding Visa & Mastercard Credit Card through our local bank as a pay option for our clients. Have many of you found this worth your time or due you feel its best to stick to good old cash and check. NOTE: We plan to be doing a little more mid-sized landscape projects for clients this season.

    Thanks,

    HFS
    Home Front Services, LLC (MN)
     
  2. ArizPestWeed

    ArizPestWeed LawnSite Bronze Member
    Posts: 1,457

    Do it .
    I have and love it
     
  3. ccash

    ccash Banned
    Posts: 147

    it works good for some of my large commercial properties.
     
  4. jcantrell

    jcantrell LawnSite Member
    Posts: 72

    Credit cards work great! It sets you apart from many companies. Once the customer sees the ease of payment with a credit card they never go back. We charge more for cash or check payments.
     
  5. AbsoluteH&L

    AbsoluteH&L LawnSite Member
    Posts: 155

    Wow I would have thought with the fees on card transactions the fee would be there. Even I as a smaller business have thought about taking cards. It's the fees that are holding me back from deciding.
     
  6. jcantrell

    jcantrell LawnSite Member
    Posts: 72

    I add the fee onto cash & checks to "nudge" my customers to use credit cards. When they use a credit card I automatically bill it weekly once the work is done. 3 days later its in my account. I always get paid, period. It saves me the time, paper and postage from having to create paper invoices. If a customer who pays with credit card wants their invoices I email them a year end statement, but most of the time their credit card/bank statement is sufficient. The fees don't add up to be to much as long as you have most of your customers on autopilot (credit cards). Especially when you consider the time and postage savings.
     
  7. ooo

    ooo LawnSite Member
    Posts: 235

    I only accept online credit card payments right now. I use PayPal link from my site. The customers dont have to have an account with PayPal, it costs them nothing and costs me very little.
     
  8. Vikings

    Vikings LawnSite Bronze Member
    from canada
    Posts: 1,667

    Did you guys get your online merchant with a Godaddy type of site?

    https://www.godaddy.com/gdshop/ecommerce/cart_qbms.asp?isc=qbmssite01

    I have quick books pro and they recommend this site as it is compatible with their software.

    I read this quote here on another thread. "Of course we also take Credit Cards too but REMEMBER while you may never have a problem or get caught you must have an electronic payment portal, a secure site, a dedicated IP address, AND a merchant bank to legally take credit cards on-line. "

    And I'm wondering about this, I want to do it legally but also cheaply. I'm just not sure of my options, I was planning to join the Intuit forums but maybe someone here could shed some light on how to set this service up.
     
  9. jcantrell

    jcantrell LawnSite Member
    Posts: 72

    I read this quote here on another thread. "Of course we also take Credit Cards too but REMEMBER while you may never have a problem or get caught you must have an electronic payment portal, a secure site, a dedicated IP address, AND a merchant bank to legally take credit cards on-line. "

    Any legit credit card company will provide all of those things with their package.

    I haven't used merchant services through a domain provider or paypal. My customers don't have the ability to pay on their own. I have all their info on file and charge their cards through my online merchant company. Like I said earlier if you can get the majority of your customers switch to this form of payment they will never look back, and neither will you!
     
  10. bobw

    bobw LawnSite Senior Member
    Posts: 807

    I've been looking into accepting credit cards up here (Canada). Let me tell you that you Americans get a LOT better deal on it than we do. The costs for equipment and minimum processing fees add up quickly.

    I've put off the decision long enough now that I think I'll kill the idea for this season and see what I think later in the fall.
     

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