But I am sure his housing cost along with many other of life's other major expenses will tend to be much higher too. Central FL has a affordable cost of living compared to much of the eastern cost of the U.S - the down side is that wages are generally lower. To the OP. My advice for you would be to maybe start back on your own picking up accounts close to home that you can knock out during your off days if they are consistent and would allow you to do these accounts in a proper manner. Then when you can break back out on your own - and you have these accounts to at least help while you get reestablished. Sounds like you got burned before as you said with all your eggs in one basket, so maybe stick with residential where there is a little more loyalty and if you lose one account it is not going to send you back out of the business. I feel if you are willing to give it another go - you will and I would bet that you know that you can far exceed your current salary in a years time, although the getting established period will be rough, I have no doubt that you can do it if your have good salesmanship and good service to back it up.