I do not understand why everybody thinks they are being beaten up by lowballers. I have taken accounts from other LCO's due to price but not intentionally. I bid what I think is a fair price. A price that I make money at always. If that makes me a lowballer I am. I carry insurance and pay my taxes but always try to give a fair price. REcently I basicly took all the accounts on one dead end steet from a LCO because I quoted a price of about half what he was charging. Now I have all of his accounts and could not be happier about the profit from this steet. Does this make me a lowballer?