I wanna start looking for insurance soon and have a big dilemma, my current auto insurance is through allstate and and i and my grandmother are under the same insurance policy and she is the main driver and i am the secondary....may sound crazy but she is 89 and has great credit, and it has been that way since i was 16, i am now 21, it is just less expensive that way she gets great discounts and we havent had a claim that they paid on since i was 18. Havent had a ticket in over 2 years. My question is, is there a way to go under a seperate insurance plan that doesnt cover my truck? That way i can keep the great auto rate and get my own insurance rate? I dont know how high my business insurance will be currently my premiums on auto are around $1000 a year, do most of your guys's insurance include auto on it? along with that 1 million liability?