Just curious on what types of things you've had happen to you and what it cost. In all the other years I've been in business i only have had one claim This year has been crazy for me. In the last three months three claims One mower deck.... $ 1000.00 & I paid $ 250.00 out of pocket for deductable.... $ 750.00 total insurance paid One 4'x6' house window(around Doctors inclosed pool) He also has inclosed steam room and sauna. I don't know the cost yet It was taken out by @#$% dog bone in yard (And the dog bites too) Lastly, Yesterday ....Kiss one car window goodbye at the vet clinic. Got the phone call 2 hrs after I had left that an employyee found a broken window in her car. Funny thing is i asked my brother who mowed/string trimmed that area and blew off the parking lot if he saw or was there any glass/broken windows when he was there & he said no. Can't say we did or didn't do it..... my gut feeling is that we didn't.....But i turned it in to my insurance carrier anyway. It's on a 2001 mercury grand marquis with 6K on it. Left rear power window which would be hard to hit when it's parked in a row of other cars. Dan G.