Thank you for your input guys.Here is another anlge to look at. This "friend" is actually my brother-in-law to be. I Just turned 20 this month and my wife to be has been working with me this year and we have grown by leaps and bounds. I have to say a female influence has been a major plus for us. Her brother has had a difficlut up bringing and has spent a lot of time with me out in the shop at night. He has a major interest and I think all he needs is a stable environment to work in to straighten things up. He has asked for my advice on various subjects from finance to relationships. I feel if he had a possitive role in a business and learned a craft like ours he will be a very usefull tool. We are planning to do over $100,000 this year in sales and my girl and I can handle it ourselves butI think its time to think about a little insurance if one of us gets injured and why not help some one out and make a positive impact on their life at the same time.