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Who do you guys insure with?

Discussion in 'Business Operations' started by Geo2199, Apr 14, 2009.

  1. Geo2199

    Geo2199 LawnSite Member
    Posts: 151

    Was just wanted to ask who do you guys insure with? How much do u pay a year for coverage? and in dollar amounts how much liability coverage are you covered up to for (like a million dollars or so)?
     
  2. yardatwork

    yardatwork LawnSite Senior Member
    Posts: 645

    I go through Nationwide and pay $450 a year for liability...2 million personal injury and 1 million property damage.
     
  3. BadRancher

    BadRancher LawnSite Fanatic
    Posts: 5,887

    I go through nationwide also. mine is 530 anually.
     
  4. Runner

    Runner LawnSite Fanatic
    Posts: 13,496

    We are through Allied.
     
  5. Geo2199

    Geo2199 LawnSite Member
    Posts: 151

    how much do u pay for a year?
     
  6. lilweeds

    lilweeds LawnSite Senior Member
    Posts: 595

    www.farmfamily.com

    Total for auto (3 vehicles) GL 2mil, inland marine 12k, and a 1 mil umbrella comes in around $3200 IIRC. i could look it up, but nest bet is to get some quotes.
     
  7. dg37615

    dg37615 LawnSite Member
    Posts: 30

    Nationwide. Best deal in this area for my operation.
     
  8. keepinitgreenpa

    keepinitgreenpa LawnSite Member
    Posts: 16

    I use selective insurance

    $1284 1 Mil GL
    $4336 Workmen's Comp

    Both of those numbers are based on a 49k payroll
     
  9. TJLANDS

    TJLANDS LawnSite Bronze Member
    Posts: 1,669

    Do yourself a favor and dump Selective. Give Farm Family a call.

    Unless of course you want to spend twice as much money from a poorly rated insurer(selective) to get less coverage.

    You can thank me later.
     
  10. keepinitgreenpa

    keepinitgreenpa LawnSite Member
    Posts: 16

    I'm all about saving money so i'll be sure to check that out. That would rock my socks if I didn't have to pay 5k a year just to stay in business.
     

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