Who do you have?

Discussion in 'Starting a Lawn Care Business' started by fire228, Jul 23, 2007.

  1. fire228

    fire228 LawnSite Member
    from florida
    Posts: 34

    What Insurance companies do you all use and whats the average yearly price?

    I'm in FL so if any of you are that info would be best!

  2. IA_James

    IA_James LawnSite Silver Member
    from Iowa
    Posts: 2,593

    I'm in Iowa, but I use State Farm, it's $550ish a year.
  3. nmez21

    nmez21 LawnSite Senior Member
    Posts: 713

    Florida could be completely different I guess, but I've got American Family- $2,000,000 general liability- $300 annually. Insurance on the equipment runs about $120 per yr.
  4. Waterscapes By Design

    Waterscapes By Design LawnSite Member
    Posts: 237

    I believe mine is like $459 for mill/mill coverage

    Man have you guys noticed the Florida hurricane catastrophe fund?!?!
    I dunno, I dont agree with that.
  5. sildoc

    sildoc LawnSite Silver Member
    Posts: 2,925

    am fam 406 a year and 2 mil liability.
  6. fiveoboy01

    fiveoboy01 LawnSite Silver Member
    Posts: 2,988

    2 million liability, full coverage on the mowers, trailers, and my truck(which is the biggest chunk), 1600/year through Secura Insurance.
  7. txgrassguy

    txgrassguy LawnSite Gold Member
    Posts: 3,083

    Commercial Liability Insurance to include my pesticide coverage is through Scottsdale. 2 mil aggregate and 1 mil ancillary $3,420.00/year.
    The Hartford for workers compensation based upon $160K/year plus of payroll is $6420/year.
    State Farm for commercial vehicle insurance, 5 vehicles and trailers is $1800/year.
  8. leevubehind

    leevubehind LawnSite Member
    Posts: 35

    I have AUTO OWNERS INS. great company a little harder to get 3 mil. 2mil, with 20,000 equipment coverage
    I have very high coverages I feel better safe than sorry I pay $1017. per year
  9. Rhinox29

    Rhinox29 LawnSite Member
    Posts: 134

    I have Auto-Owners. Runs me about 850 yr.
  10. lawnman_scott

    lawnman_scott LawnSite Fanatic
    Posts: 7,547

    Its because of Katrina. You know, the hurricane that hit 3 states away.................

    I have Nationwide. Great rates, and they wont screw you like the good neighbor people, or the "well maybe you should".

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