I would like to know how many of you provide health insurance to your employees. If you do can you answer these questions? 1/ What percentage of it do you pay? 2/ If they are lay-ed off in the winter, do you continue paying that percentage? 3/ Are you thinking of making any changes in the future, regarding health Ins.? With the way the economy has been affecting my bottom dollar, I need to make some cuts. I have been providing health Ins. for over 15yrs. I pay 50% and continue paying even when employees are lay-ed off in the winter. I was told by my accountant that they should be responsible to pay the full amount while lay-ed off. 4/ Do you agree with my accountant? Thanks, any input is appreciated.