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work comp

Discussion in 'Business Operations' started by aka lawn, Feb 16, 2013.

  1. aka lawn

    aka lawn LawnSite Member
    Posts: 61

    I am working on bidding a job for the city and I will need to hire someone to help. So I need work comp insurance. Is there a company you all prefer. I am going to get an estimate. My future father-in-law is an insurance agent that is who I have my commercial insurance through just wondering what is out there. Thanks
  2. Ben/Insurance

    Ben/Insurance LawnSite Member
    Posts: 31

    Workers comp rates are set and regulated by each state and insurance companies have very little wiggle room on rates (they are called "loss costs") so it's probably a good idea to get the insurance from your father in law. Ask him if he can get a private carrier (Travelers, CNA, AIG) to write the policy instead of using a state run carrier. Good luck.
  3. GreenGuysLC

    GreenGuysLC LawnSite Senior Member
    Posts: 326

    My local Independent agent had trouble finding Work Comp. I finally did my own looking and found CNA through the Bolt Agency. I do know she has since quoted me with Travelers and gave me a cheaper rate for more payroll. I will be swapping soon.

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