I've got to carry workers comp for my builders we do landscaping for but if I have it,I will be paying payroll for my lawn maintenance. Is there anyway for me to get around this. Last year it cost me $10000. and most of it came from lawn Maintenance.We have liability for LM and I don't need to pay the WC on it. If my guys get hurt cutting grass I will pay for it.Thanks for your reply. we are located in GA and you can't opt out of it.