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Workers Comp....

Discussion in 'Business Operations' started by MLI, Jan 26, 2008.

  1. MLI

    MLI LawnSite Senior Member
    from Ma
    Posts: 464

    I'm already Inc. and have had up to 6 people working in the past. Now I know that workers comp is required by law, but is it required if your solo & Inc.?
  2. mowing grass 1111

    mowing grass 1111 LawnSite Senior Member
    Posts: 433

    in VA its not required inill you have a certain number of workers.. i am solo with a part time help and carry workers comp because of my commercial account
  3. ncls

    ncls LawnSite Senior Member
    Posts: 441

    In Ohio, workers comp is calculated by payroll. An owner can exempt himself from workers comp, though.
  4. LB1234

    LB1234 LawnSite Gold Member
    Posts: 3,210

    same here in jersey
  5. scott's turf

    scott's turf LawnSite Senior Member
    from NH
    Posts: 949

    If you are in a state and you don't need it until you have X number of employees I am assuming an employee can sue you for medical expenses for any injury occured at the workplace right?
  6. bohiaa

    bohiaa LawnSite Fanatic
    Posts: 5,220

    I think the KEY WORD HERE IS, not required by law......

    like a lot of things it's a gamble, YES if you have someone working for you and they get hurt it's your nickle....
  7. pdreibels

    pdreibels LawnSite Senior Member
    Posts: 263

    Here's a PA workers comp question.... If a business doesn't have WC for a time and they apply for new coverage, will they be required to pay the premiums/percentages for the time period they were uninsured?
    Posted via Mobile Device
  8. mag360

    mag360 LawnSite Silver Member
    Posts: 2,446

    The fine is $2500 per day in pa for lack of wc coverage for employees
    Posted via Mobile Device
  9. Snyder's Lawn Inc

    Snyder's Lawn Inc LawnSite Platinum Member
    Posts: 4,541

    No but there is certain contacts requires it no matter if you have 20 people or just your self

    I wish more contacts would require it even for solo guys but some don't

    I run it I only have 3 full timers this year with 2 part timers for Friday and Saturday

    To get the good paying contacts I need WComp
  10. whiffyspark

    whiffyspark LawnSite Fanatic
    Posts: 6,112

    Why? Why do you want people to require it even for solo?

    If you're solo and your state doesn't require it. You do not have to have it. All you have to do is submit letter saying you do not need it
    Posted via Mobile Device

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