workman's comp ins sucks

Discussion in 'Business Operations' started by birddseedd, Apr 9, 2013.

  1. birddseedd

    birddseedd LawnSite Silver Member
    Posts: 2,114

    35%? 35% of what?
     
  2. G-Chop

    G-Chop LawnSite Member
    Posts: 14

    35% of payroll. They asked if we do retaining walls. Since I said yes I think that jacked up the policy. Still seems crazy high. I know roofers paying that!
     
  3. birddseedd

    birddseedd LawnSite Silver Member
    Posts: 2,114

    Wow. That's more than taxes. No wonder people can't make money. And why for retaing walls. That's not dangerous work.
    Posted via Mobile Device
     
  4. JimMarshall

    JimMarshall LawnSite Senior Member
    from NW PA
    Posts: 305

    Insurance in general just sucks. Between General, Auto, and workers comp it adds up damn quick.
     
  5. birddseedd

    birddseedd LawnSite Silver Member
    Posts: 2,114

    save money. dont get it. then you can lower your prices and get more customers.
     
  6. birddseedd

    birddseedd LawnSite Silver Member
    Posts: 2,114

    while your at it, be sure to not pay taxes. and dont worry about blowing off the back deck. noone uses it anyway and it can save you time.

    and if you have a buddy with a truck. just take his. why buy your own? be sure to paint it tho. so he wont know you took it.
     
  7. thecreativedonkey

    thecreativedonkey LawnSite Member
    Posts: 16

    If you don't want to pay for workers comp then don't accept jobs that require you to have it. $750 is cheap as long as you make more money in revenue for having to carry it.
     
  8. birddseedd

    birddseedd LawnSite Silver Member
    Posts: 2,114

    it was actually a barter i was bidding on. would have been worth the workmans comp. they did not go for it tho. ah well
     
  9. JimMarshall

    JimMarshall LawnSite Senior Member
    from NW PA
    Posts: 305

    Could be worse, between WC, auto, and liability, I pay $750......

    A week.
     
  10. StrokerTurbo7.3

    StrokerTurbo7.3 LawnSite Member
    Posts: 150

    Dear God.

    $67/week here. Lol
    Posted via Mobile Device
     

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