Let's discuss workman's comp. Do you carry it, where is your policy through, cost, and have you had to use it? Since we plan to expand somemore and will be hiring at least one person we have been inquiring about workman's comp. We have checked several places and the cost is more than we thought. We did come across a policy from the state of Oklahoma that is only $6 per hundred dollars of wages. If you don't have workman's comp. how do you get around it?