I had been leaning towards exmark, but being in the midwest the JD dealers are big here, so service should be great. Today I went to RDO to look at snowblowers and got to talking about ztr's. Because of the time of yr they are willing to sell me a new 737 for $7000 and a bagger for $2000. Sounds like a heck of a deal. He mentioned apr @ 0% for 36months too I dont think I should pass on this... what do you guys think?