Yard Card

Discussion in 'Starting a Lawn Care Business' started by TaketheMoneyandRun, Dec 6, 2009.

  1. TaketheMoneyandRun

    TaketheMoneyandRun LawnSite Member
    Posts: 25

    What are the chances of getting approved for a yard card. obviously depends on your past credit. In general how lenient are they.

    Thanks.
     
  2. unkownfl

    unkownfl LawnSite Gold Member
    Posts: 3,838

    Not very its a credit card. You would probable be better off getting a personal loan. Unless you qualify for some incentive going on, and even then you normally get a lower rate or cash back.
     
  3. TaketheMoneyandRun

    TaketheMoneyandRun LawnSite Member
    Posts: 25

    Thanks so you are saying its easy to get.....whats the typical interest rate.
     
  4. unkownfl

    unkownfl LawnSite Gold Member
    Posts: 3,838

    Not sure on the interest rate. I don't have it. I just remember when I bought my mower he said its as easy as a credit card to get.
     
  5. TaketheMoneyandRun

    TaketheMoneyandRun LawnSite Member
    Posts: 25

    Thanks a ton man
     
  6. CkLandscapingOrlando

    CkLandscapingOrlando LawnSite Senior Member
    Posts: 652

    I just thrw one out yesterday. I got my first mower on it with zero intrest for 36 months. They'll give you one but your credit depends on the amount. Some folks get 300 and some far more. A loan would be best in most cases
     
  7. Lazer Cut

    Lazer Cut LawnSite Senior Member
    Posts: 906

    I turned 18 two days later applied and got $7500 limit on the card...
     
  8. Paradise Landscapes

    Paradise Landscapes LawnSite Senior Member
    Posts: 960

    Never seen it. How do I get one?
     
  9. cmdnvs

    cmdnvs LawnSite Member
    Posts: 16

  10. stevenf

    stevenf LawnSite Bronze Member
    Posts: 1,612

    You will get appoved faily easy. You wont get all of the financing options they offer though. For example, When I applied for one, Scag had a 36 month no interest plan. When I got approved, they said I was only eligible for the 6 months same as cash or the 36 month at 5+%.
    At the time of applying, I only put down $15k anual income(which was correct at the time). So you shouldnt have any trouble.
     

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