Your Biggest Fear?

Discussion in 'Starting a Lawn Care Business' started by Bridging Financial, Feb 10, 2014.

  1. Bridging Financial

    Bridging Financial LawnSite Member
    Posts: 8

    I am a business owner myself, I know what its like to be worried about Cash Flow, Retirement, and Payroll.
    We all have business fears.

    I just want to know what your biggest fears are in your business that you face?

    Thank you in advance for your feedback.
     
  2. Valk

    Valk LawnSite Silver Member
    Posts: 2,711

    Drought.

    Around here, I thought '11 was bad......but '12 was BAD.
     
  3. Woody82986

    Woody82986 LawnSite Silver Member
    from DFW, TX
    Posts: 2,128

    The only thing I worry about is insufficient applause.
     
  4. KeystoneLawn&Landscaping

    KeystoneLawn&Landscaping LawnSite Senior Member
    Posts: 774

    First....getting injured where I can not work. Second...weather extremes, but I will take too wet over too dry.
     
  5. jc1

    jc1 LawnSite Bronze Member
    Posts: 1,568

    The best money spent to take away some financial stress is a disability policy.
    In my case a disability policy that pays 4k per month for two years is $100 a month.
    It helps you sleep better knowing that if you can't work you still have income to pay your bills.
     
  6. whiffyspark

    whiffyspark LawnSite Fanatic
    Posts: 6,093

    Who is it by? That's a good idea
    Posted via Mobile Device
     
  7. jc1

    jc1 LawnSite Bronze Member
    Posts: 1,568

    I have it through farm family.
    You can set the amount you want to receive monthly.
    How long you are not able to work before you start to receive benefits.
    How long you will receive benefits.
    Those factors affect the premium.
    Getting hurt and having no income was a scary thought when our business was in the early stages. Even though we now have employees we kept the policy. You never know what may happen to you and how effectively the business would operate in a prolonged absence.
     
  8. larryinalabama

    larryinalabama LawnSite Fanatic
    Posts: 16,442

    My biggest fear would be having to get a regular job, Im not joking.
     
  9. superrman77

    superrman77 LawnSite Member
    Posts: 51

    It is a tough job market out there. I had to leave my job last October and started seriously looking the first of the year. Even with a lot of skills and experience its tough.
     
  10. larryinalabama

    larryinalabama LawnSite Fanatic
    Posts: 16,442

    I my business 6 years ago and I said I would make it work one way or another, thankfully I have allthought I have had and continue to have some slow periods.

    I hope I never have to go work for the Man again.
     

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