I suppose I am in the same boat as many homeowners who have 1-2 acres of lawn opting to cut it themselves. What to buy, ZTR or riding mower. I am located in Florida and have St. Augustine grass. I think I'm experiencing data download. I have considered the following ZTR's: Hustler Sport 48" B&S 21 $3,400.00 Hustler Fastrak 48" Kaw 19HP $5,000.00 EXmark Quest 48" 22HP B&S ELS for $4,300.00 SCAG Freedom Z 48" 20Hp B&S ELS $4,800.00 My initial quest was to find a residential ZTR under $2,800.00; big box store models. After some research, I have now made a quantum leap into $4,000.00 -$5,500.00 machines. The models listed above are higher end residential mowers. I don't think I can justify another $1,000.00 -$2,000.00 for true commercial grade based on my 40-50 hours per year of use. I have 1.25 acres and my lawn is in good shape. Would I be as well served with a mid range quality riding mower? I have looked at the John Deere 175 and 300 series. They range in price from $2,800.00 - $3,600.00. While cut quality is important, reliability is critical. I'd hate to spend this kind of money and start having issues in 4-5 years when the warranty expires..I live close to all the dealers with the models listed..Any comments will be appreciated. Thank you.