Hi. I am looking for a ZTR for my property. Have about an acre oif fairly level land, with lots of plantings and trees. The ZTR will replace a well worn John Deere 111 which I have had since new (believe it or not). Didn't plan on spending as much as I am, which I realize is not that much for these type of mowers. I want to hold the line at about $3,000. I have looked at the Toro TimeCutter Z with a 16 HP B&S engine (feel that I have to have a pressure oil system w/filter since I will have the mower a while). I liked teh dampened levers with auto parking break engagement, but I then looked at the cub cadet at Lowes. It is much larger and seems surprising heavy in its build. The model I was looking at was the RZT 50 which has a twin cylinder B&S at 22 HP, yet I can get it for the same or less than the Toro. I also planned to look as the Husqvarna as I haven't yet seen one. There is also a New Holland Dealer in my area, but I have no idea how much they go for. I realize that there are probably alot of better ones around, but I am really limited to around $3,000 for this purchase. There is really no information on the net about the spindles, etc. for the homeowner mowers, and I was also curious as to whether any of these let you stop to remove obstacles w/o shutting off the machine (my old dear would let you do this if it was in neutral and the PTO was off so blades weren't turning). I would appreciate thoughts and recommendations of the members on which ZTR would be best in my price range.